Why Choose Taxi Insurance?

We understand the dynamic nature of the taxi industry. That's why we offer custom taxi cab insurance business solutions that go beyond standard auto policies, addressing the specific needs of operating a transportation company transporting clients for hire.

PIC provides real-world taxi insurance coverage that helps protect your business on multiple levels. Here are a few advantages of working with a trusted taxi cab insurance company like ours:

• Specialized Coverage: Our taxi insurance policies are crafted to cover the unique liabilities associated with carrying passengers for hire, including passenger injury, property damage, and more.
• Competitive Rates: PIC works for you to provide affordable premiums without compromising on the quality of your coverage, helping you manage your operational costs effectively - Saving time and resources.
• Flexible Taxi Insurance Coverage Options: Whether you're an independent driver, own a full-service taxi fleet, or operate through a ride-sharing platform, PIC offers specific insurance options to suit your business model.
• Full-Service Dedicated Taxi Insurance Support: Our expert team of insurance agents are here to guide you through the entire process, answer your questions, and assist you with claims efficiently, minimizing downtime.
• Quick & Easy Coverage: Get multiple taxi cab commercial insurance quotes and compare great options to protect your business. Secure your coverage with a streamlined application process, so you can focus on running your company.

PIC’s Key Taxi Service Features:

Our taxi insurance policies typically include a range of essential coverages, such as:

• Public/General Liability: Protects against claims for injury or damage to third parties, including your passengers.
• Fleet & Vehicle Damage: Covers the cost of repairs or replacement if your taxi is damaged in an accident, fire, or theft.
• Uninsured/Underinsured Motorist: Provides protection if you're involved in an accident with a driver who has insufficient or no insurance.
• Accident Coverage: Offers financial support for medical expenses and loss of income if you're injured in an accident.
• Breakdown Assistance: Ensures you're never stranded, with roadside assistance and towing services.
• Loss of Earnings: Can provide compensation for lost income if your taxi is out of commission due to a covered incident.

Get top-tier protection without the premium price tag. We work with multiple trusted insurance carriers to bring you the most competitive rates available in the market.

Who Can Benefit?

Our commercial taxi insurance services are ideal for:

• Independent Taxi Drivers
• Taxi Fleet Owners
• Airport Shuttle Companies
• Tour Companies
• Private Hire Vehicle (PHV) Drivers
• Ride-Sharing Service Drivers (e.g., Uber, Lyft)
• Luxury Ground Transportation Companies - Chauffeur Services

From Self-Insured, Deductible, Retro, or Conventional Insurance Programs, PIC will get the right plan at the right cost.

Don't leave your business vulnerable. Contact us today for a personalized, no-obligation quote. PIC's experts will help you find the right taxi insurance coverage to keep you and your passengers safe on every journey. Drive confidently, knowing you're protected by a policy designed for your business success.

Limits are no problem, we can regularly do limits up to $5M and have excess market capability up to $20M in coverage. First dollar insurance, retention insurance, or large deductible plans to suit your business plan. Let the professionals at PIC help you get the plan you need. We provide dependable transportation insurance in over 31+ states and growing.

Competitive Taxi Insurance Pricing

We work with multiple underwriters to secure the best rates without compromising coverage. Our pricing models consider:

• Driving experience and history
• Vehicle type and age
• Operating areas
• Annual mileage
• Safety features and dash cam installations

As an independent taxi business insurance provider, we offer special rates that provide you with a competitive edge. At times, we are able to help you get the specialized taxi insurance that others may not be able to provide to your business for various reasons.

With over 40+ years of ground transportation service insurance relations with today’s top insurance companies, PIC can get you insured when other companies fail to.

Start your FREE TAXI INSURANCE QUOTE NOW.

Employment Practices Liability Insurance (EPLI)

PIC offers Employment Practices Liability Insurance, often called EPLI, which is a specialized form of insurance coverage designed to protect businesses from claims made by employees related to workplace rights violations. This insurance is particularly important for employers because of the rising number of employment-related lawsuits, which can expose businesses to significant financial risks. EPLI covers a wide range of claims, including wrongful termination, discrimination, sexual harassment, and retaliation.

PIC’s Employment Practices Liability (EPLI) Coverage Plans protect your business as it grows. EPLI insurance coverage provides essential financial protection against the high costs of defending and settling these types of claims. The coverage applies not only to employees but also to former employees, job applicants, and in some cases, independent contractors, depending on the terms of the policy. Call PIC Online today to learn more.